Publications

Reporting on Impact: Repeat Borrowers Building Credit, Boosting Revenue, Supporting Jobs

Reporting on Impact: Repeat Borrowers Building Credit, Boosting Revenue, Supporting Jobs

Opportunity Fund works to build a more inclusive financial system by providing loans to small business owners who struggle to access traditional financing. Many times, these small business owners come back to Opportunity Fund for another loan, if not multiple loans, and work with Opportunity Fund over the years to grow their businesses. These “repeat borrowers” make up one third of our portfolio.

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Helping Entrepreneurs Write their Own Success Stories

Helping Entrepreneurs Write their Own Success Stories

Opportunity Fund teamed up with Accion in the U.S. to find out if our loans have a transformative impact on the lives of our clients and their communities. Our research partner Harder+Company Community Research uncovered ground-breaking results that our lending not only helps our clients grow their businesses, but also has positive financial and personal implications. This is a a first-of-its-kind national, longitudinal, qualitative examination of the broader outcomes of small business lending.

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Building Technology for Cross-Sector Collaboration

Building Technology for Cross-Sector Collaboration

A Case Study of Fintech-CDFI Partnership Success / September 2017

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Ripple Effect: The Macroeconomic Impact of Small Business Lending

Ripple Effect: The Macroeconomic Impact of Small Business Lending

This independent research report examines the contributions that 'Opportunity Funded' businesses make to drive economic activity in California. The report finds that the small businesses we have funded generate more than $257 million in annual economic activity in California - a return of $2 each year for every $1 we've ever invested.

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Unaffordable and Unsustainable: The New Business Lending on Main Street

Unaffordable and Unsustainable: The New Business Lending on Main Street

"Unaffordable and Unsustainable" offers a first-of-its-kind analysis of the loans being offered to small businesses by short-term, high-cost alternative lenders. This growing market of alternative lenders operates outside of government regulation, with many unregulated lenders selling short-term, high-cost financing products that do more harm than good.

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Notes from the Frontlines in the Small Business Finance Revolution: A Microlender’s View

Notes from the Frontlines in the Small Business Finance Revolution: A Microlender’s View

Where do you go for your morning coffee? To get your car serviced? To get your hair or nails done? Small businesses are not just beloved local service providers – they also create roughly two-thirds of all American jobs.

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