Publications

Building Technology for Cross-Sector Collaboration

Building Technology for Cross-Sector Collaboration

A Case Study of Fintech-CDFI Partnership Success / September 2017

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Ripple Effect: The Macroeconomic Impact of Small Business Lending

Ripple Effect: The Macroeconomic Impact of Small Business Lending

This independent research report examines the contributions that 'Opportunity Funded' businesses make to drive economic activity in California. The report finds that the small businesses we have funded generate more than $257 million in annual economic activity in California - a return of $2 each year for every $1 we've ever invested.

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Unaffordable and Unsustainable: The New Business Lending on Main Street

Unaffordable and Unsustainable: The New Business Lending on Main Street

"Unaffordable and Unsustainable" offers a first-of-its-kind analysis of the loans being offered to small businesses by short-term, high-cost alternative lenders. This growing market of alternative lenders operates outside of government regulation, with many unregulated lenders selling short-term, high-cost financing products that do more harm than good.

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Notes from the Frontlines in the Small Business Finance Revolution: A Microlender’s View

Notes from the Frontlines in the Small Business Finance Revolution: A Microlender’s View

Where do you go for your morning coffee? To get your car serviced? To get your hair or nails done? Small businesses are not just beloved local service providers – they also create roughly two-thirds of all American jobs.

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U.S. Microfinance: Small Loans, Big Results

U.S. Microfinance: Small Loans, Big Results

Providing access to credit is an important, but tricky business. At Opportunity Fund and Accion, we believe it is our responsibility to take a step back and measure how our work has affected the entrepreneurs whose dreams we’ve funded.

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Microlending in the United States

Microlending in the United States

Microfinance offers fair and empowering products loans, savings accounts, insurance, and more that help people get ahead financially.

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