Official Rules for Gift Card Sweepstakes

Opportunity Fund/Financial Health Network Small Business Financial Health Survey





Opportunity Fund Community Development (the “Sponsor”) is conducting this gift card sweepstakes (“Sweepstakes”) for eligible individuals who complete a small business financial health survey (the “Survey”). These Official Rules (“Rules”) govern this Sweepstakes. Void where prohibited by law. Details and qualifications for participation in this promotion may apply.


ENTRY PERIOD: The Entry Period of the Sweepstakes begins at 7:00am Pacific Time (PT) on February 4, 2020 and ends at 11:59pm PT on February 11, 2020.

HOW TO ENTER: Eligible participants can enter the Sweepstakes by visiting this website link,, and completing the Survey during the Entry Period. Entrants must complete all required information. An entry is “received” when an eligible participant completes the Survey and the servers for the Survey administrator record their information (each, an “Entry”). Only one Entry is permitted for each Survey invitation sent via SMS.

Any personal information collected through responses to the Survey will be used only for purposes of selecting and contacting the Sweepstakes winner. The winner must meet the eligibility requirements set forth in these Rules in order to qualify for the prize. In the event of a dispute over the identity of a Sweepstakes entrant, each Entry will be deemed submitted by the registered account holder of the email address associated with the Entry. If a dispute regarding the identity of the individual who actually submitted an Entry cannot be resolved to Sponsor’s satisfaction, the affected Entry will be deemed ineligible.

ELIGIBILITY: The Sweepstakes is open to individuals who: (a) are 18 years of age or older at time of Entry, (b) have received from Sponsor an SMS message with a website link requesting that they complete the Survey, and (c) are residents of one of the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MS, MO, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TX, UT, VA, WA, WI, WV, WY. Employees, officers and directors of the Sponsor, its parents, subsidiaries, affiliates, representatives and agencies, and members of their immediate families (spouses, parents, siblings and children, regardless of where they live) and those living in the same household are not eligible to enter or win the Sweepstakes.

PRIZE: One Amazon gift card with a value of $100, fulfilled electronically.

ODDS OF WINNING: Odds of winning depend upon the number of eligible Entries received within the Entry Period for this Sweepstakes; SMS messages with links to complete the Survey will be sent to approximately 433 individuals.

PRIZE DRAWING: A random drawing will be conducted from among all eligible Entries received during the Entry Period for the Sweepstakes. The prize drawing will be conducted by the Survey administrator at 111 West Saint John Street, Suite 800, San Jose, CA 95113 within 15 calendar days after the Entry Period ends.

WINNER NOTIFICATION: The winner will be notified via telephone, U.S. mail and/or e-mail and is subject to verification of eligibility.

PRIZE RESTRICTIONS: The prize is not transferable. If the winner fails to claim the prize within five days of notification, fails to abide by these Rules, or is otherwise ineligible, Sponsor may select an alternate winner from all remaining eligible Entries. Sponsor reserves the right to substitute a prize of equal or greater value without notice. All decisions on matters pertaining to the Sweepstakes are final. All federal, state and local taxes, fees and surcharges on prizes are the sole responsibility of the prize winner. Sponsor will not replace any gift card prize that is lost or stolen once delivered to the winner.

WAIVER OF LIABILITY/PUBLICITY RELEASE: By participating in the Sweepstakes and submitting an Entry, each participant agrees to (i) be bound by these Rules, including all entry requirements, and (ii) waive any and all claims against the Sponsor and Survey administrator and their respective parents, affiliated companies, subsidiaries, officers, directors, employees, agents, licensees, representatives and advertising and promotion agencies, and any and all other companies associated with the Sweepstakes, and all of their respective officers, directors, employees, agents and representatives (collectively, the “Released Parties”) for any injury, damage or loss that may occur, directly or indirectly, in whole or in part, from the participation in the Sweepstakes or from the receipt or use of any prize (or any portion thereof) or any travel or activity related to the receipt or use of any prize (or any portion thereof).

By entering this Sweepstakes, each participant gives his/her express permission to be contacted by the Sponsor by telephone, e-mail and/or postal mail for Sweepstakes purposes.

The winner, by acceptance of Prize, grants to Sponsor, and each of its respective designees, the right to publicize the winner’s name, address (city and state of residence), photograph, voice, statements and/or other likeness and prize information for advertising, promotional, trade and/or any other purpose in any media or format now known or hereafter devised, throughout the world, in perpetuity, without limitation and without further compensation, consideration, permission or notification, unless prohibited by law.

PRIVACY POLICY: Information collected in connection with this Sweepstakes will be used in accordance with Sponsor’s Privacy Policy and these Rules. In the event of any discrepancy between Sponsor’s Privacy Policy and these Rules, Sponsor’s Privacy Policy shall control and govern.

MISCELLANEOUS CONDITIONS: (i) Only Entries that are actually received by Sponsor will be eligible for the prize. Sponsor is not responsible for lost, late, incomplete or misdirected Entries. Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, or delay in operation or transmission; communications line failure; theft or destruction of or unauthorized access to Sweepstakes Entries or Entry forms; or alteration of Entries or Entry forms. Sponsor reserves the right to correct clerical or typographical errors in promotional materials or any materials related to the Sweepstakes. Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Sweepstakes without further obligation.

(ii) By submitting an Entry, participants agree that all issues and questions concerning the construction, validity, interpretation and enforceability of these Rules, participant’s rights and obligations, or the rights and obligations of Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the applicable federal laws and the laws of the State of California, without giving effect to any choice of law or conflict of law rules. By submitting an Entry, participants consent to the jurisdiction and venue of the federal, state and local courts located in Santa Clara County, California.

WINNER LIST: To obtain the name of the winner, send a request to Jenna Boyer, Opportunity Fund Community Development, 111 West Saint John Street, Suite 800, San Jose, CA 95113. Only requests which specify the Entry Period of this Sweepstakes and which are received no later than 60 days after end of the Entry Period will be honored.

SPONSOR: Opportunity Fund Community Development, 111 West Saint John Street, Suite 800, San Jose, CA 95113.

MAXIMUM COST: The maximum total cost the final winner will have paid to the sponsor to participate in the contest is $0.