Credit Crunch

Opportunity Fund steps in to help families in time of need. LEARN MORE

Saving for Citizenship

Opportunity Fund begins opening Citizenship IDAs, helping 103 people save and apply for citizenship this year.

Microfinance, CA Conference

Opportunity Fund hosts a first-of-its-kind conference on microfinance in California that was met with overwhelming interest. LEARN MORE

Kiva US Launch

Opportunity Fund is selected by Kiva as one of two partners to bring Kiva's innovative social lending platform to the US. LEARN MORE

Recovery Awards

As a leading CDFI in the Bay Area, Opportunity Fund receives over $37 million in Recovery Act grant funding and lending authority to help the region's struggling families. LEARN MORE

$10 Million

Opportunity Fund hits $10M in both microfinance programs this year. LEARN MORE

Opportunity Funders

A membership circle is born that enables individuals to learn about microfinance in the Bay Area while volunteering their time and their talents. LEARN MORE

Save Together

Opportunity Fund partners with SaveTogether to launch an online marketplace for matched savings that allows individuals to match our clients' savings directly. LEARN MORE

Opportunity Fund Goes to DC

Opportunity Fund CEO and client visit with Timothy Geithner, the SBA, and the Obama administration to talk about banks and small business lending.

Opportunity Fund 2.0

Opportunity Fund hosts a dinner to celebrate the launch of our online platforms and recognize the investors that helped start it all.


Opportunity Fund Financial Highlights

FY 2009 FY 2008


Cash $1,442,024 $1,166,768
Receivables and Other Assets $3,504,018 $3,681,959
Loans Receivable Net of Allowance $27,234,562 $20,413,177
Restricted Cash $12,551,847 $12,620,813
Total Assets $44,732,451 $37,882,717


Current Liabilities $10,883,202 $6,953,276
Long Term Liabilities $27,090,842 $23,635,470
Net Assets $6,758,407 $7,293,971
Total Liabilities and Net Assets $44,732,451 $37,882,717


Program Income $1,703,228 $1,759,923
Interest on Cash and Investments $170,241 $287,356
Grant Income $2,449,985 $1,807,798
Total Unrestricted Revenues $4,323,454 $3,855,077
Programs $3,383,813 $2,958,323
Non-program Expense $811,603 $863,048
Total Program Expenses $4,195,416 $3,821,371
Increase in Unrestricted Net Assets $128,038 $33,706