Credit Crunch

Opportunity Fund steps in to help microloan borrowers in time of need. See the Businessweek story

Saving for Citizenship

Opportunity Fund begins opening Citizenship IDAs, helping 103 people save and apply for citizenship this year.

Microfinance, CA Conference

Opportunity Fund hosts a first-of-its-kind conference on microfinance in California that was met with overwhelming interest. LEARN MORE

Kiva US Launch

Opportunity Fund is selected by Kiva as one of two partners to bring Kiva's innovative social lending platform to the US. LEARN MORE

Recovery Awards

As a leading CDFI in the Bay Area, Opportunity Fund receives over $37 million in Recovery Act grant funding and lending authority to help the region's struggling families. LEARN MORE

$10 Million

Opportunity Fund hits $10M in both microfinance programs this year. LEARN MORE

Opportunity Funders

A membership circle is born that enables individuals to learn about microfinance in the Bay Area while volunteering their time and their talents. LEARN MORE

Save Together

Opportunity Fund partners with SaveTogether to launch an online marketplace for matched savings that allows individuals to match our clients' savings directly. LEARN MORE

Opportunity Fund Goes to DC

Opportunity Fund CEO and client visit with Timothy Geithner, the SBA, and the Obama administration to talk about banks and small business lending.

Opportunity Fund 2.0

Opportunity Fund hosts a dinner to celebrate the launch of our online platforms and recognize the investors that helped start it all.


Building Lives

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Even before the recent economic turmoil, the Bay Area’s working families faced the challenges of managing insufficient money, finding housing they could afford, raising healthy children, and saving for the future. Opportunity Fund responds by providing a unique set of programs to help these workers build both the assets (a home, small business, or education) and the financial skills they need to work toward stability and self-sufficiency. We do this by working at multiple levels—like financing new affordable homes while helping individuals save to buy one of these homes. In this way, against the backdrop of the worst recession in a generation, Opportunity Fund offers our clients a path to long-term financial independence.


Financing Affordable Homes in the Bay Area

Project: Madrone Plaza

Location: Morgan Hill, CA

Loan size: $2 million from Opportunity Fund to South County Housing for acquisition and predevelopment costs

Number of new units: 95 single family homes targeting first-time buyers


Helping Working Families Buy a Home

Client: April Cook and her three children

Highlight: Madrone Plaza and April Cook demonstrate the synergy between Opportunity Fund’s programs. April saved money through the IDA program and bought a home at a development we helped to finance.

Location of New Home: Madrone Plaza, Morgan Hill, CA

Mortgage Type: 30-year, fixed

Downpayment: Savings plus matching funds earned from Opportunity Fund during two years of monthly savings

Impact: “This is for my kids. This is my home!”


quote I became a homeowner to provide a stable home and a future for my kids. When I put the key in the front door to our new home, it was like I’d opened new possibilities for my entire family!”

-April Cook, IDA Client & First-time Homeowner

play video


Small Business Lending and the Credit Crunch
February 13, 2009
Business Week


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