The Seeds of Success

Responding to the need for affordable, quality childcare in the Bay Area, Opportunity Fund has helped create 1,350 new childcare slots. Learn how Michelle Harper turned a $2,500 start-up loan for Lima Beans Daycare into a prospering childcare business. Michelle's Story >

Building the Future

As an Opportunity Fund employee, Angelita has the chance to work with a wide range of clients looking to build a new life for themselves and their families. Angelita's Story >

Lifting Up a Community

Learn how Opportunity Fund is responding to the critical need for youth services in Bayview/Hunters Point by providing over $4.6 million in financing to expand the local YMCA. Learn More >


Opportunity Fund advances the economic well-being of working people by helping them earn, save, and invest
in their future.


Small Business
Our microfinance lending supports entrepreneurs who cannot qualify for a bank loan, but need capital and advise to start or grow a business.

IDA Savings
Our matched savings program provides working families with the financial education and incentives they need to save, build assets, and enter the financial mainstream.

Community Real Estate
Our real estate lending finances affordable rental and for-sale housing, homeless shelters, senior homes, and other community facilities.