Grow Your Small Business Today!
Small Business Loans
Opportunity Fund is a Nonprofit Lending Institution helping small business owners throughout San Jose, San Francisco, Oakland, and the greater Bay Area. Our goal is to provide small business loans to entrepreneurs who cannot qualify for a traditional bank loan. We lend on your merit, not just your credit.
We reward you for your business knowledge and financial management, even on limited means. Talk to us if:
- You are home-based or a small commercial business owner.
- You are financially stable but still hear "no" from banks.
- You are looking for a lender who will advise you.
Personalized attention
Our client experience provides personalized attention, business consulting, and financial advice. We understand that business and personal financial decisions are intertwined We will help you strengthen your business plan, improve your credit, and prepare you to become bankable in the future.
Loan Details
Loan Amounts
Small loans from $1,000-$10,000
Larger loans up to $200,000 available*
Fixed Interest Rates
From 8% to Prime +5%
Loan Fees
3% or less, never up front
Loan Terms
1–7 years
Loan Collateral
Little or no collateral requirements
Repayment Process
Simple and easy
Are you a small business owner that has been denied credit due to lack of credit history, or a poor credit record? Opportunity Fund is the premier Bay Area lender empowering small businesses.
Success Story
Gloria wanted to remodel her business, but her credit score had taken a hit when she took out many lines of credit to start her business. Thanks to a loan from Opportunity Fund, Gloria's business has grown and she has built a reliable reputation. She now feels confident enough to hire an assistant to manage the store while she works a few days a week as a firefighter in Oakland.