Opportunity Fund Lends a Hand to Grow Your Business

We know how difficult it is to find financing for your startup or growing business.  Just because you have limited income or credit history does not  mean you are not a good entrepreneur or will not pay back a loan. 

Opportunity Fund provides small business loans to low-income entrepreneurs who cannot qualify for a traditional bank loan.  Our client experience is designed to lend on your merit, not just your credit.  We reward you for your business knowledge and financial management, even on limited means. 

While working to get you a small business loan, Opportunity Fund provides business advice and personal financial coaching to clients.  We understand that oftentimes business and personal financial decisions are intertwined   We will help you strengthen your business plan, improve your credit, and prepare you to become bankable in the future. 

Opportunity Fund small business loans offer:

• Loan Amounts from $1,000-$200,000
• Fixed Interest Rates from 8% to Prime + 5%
• Loan Fees of 3% or less, never up front
• Loan Terms of 1-7 years
• Little or no collateral requirements (loans < $50,000)
• A simple repayment process

To be eligible for our program, your business must be located in Alameda, San Francisco, San Mateo, or Santa Clara counties AND your household income must be below:

 

Loan uses can include startup funds, equipment, inventory, tenant improvements, business acquisitions, and permanent working capital.  We do not fund alcohol or tobacco-dependent businesses, gambling, adult entertainment, gas stations, or real estate investment.  We do not fund personal needs or tax liabilities, or refinance existing debt.

Click Here to Apply for a Loan Now

Meet Anna, Owner of Vision Dance and Pilates in San Jose