
12x
We approve a loan
12 times a day
Entrepreneurship
Small business loans are about more than the dollars. It's a chance to succeed. Opportunity Fund is the nation's leading non-profit small business lender.
A loan enables small business owners to pursue their dream, support their family, and create jobs in their community. These entrepreneurs form the backbone of our economy. Most often, all they need is $21,000 to invest in their business. These small loans produce some big results: increased income, new jobs, and the faith that you can take charge of your own life.
Learn How it Works: Small Business Lending
- Our donors and investors
- Help make loans to entrepreneurs
- To grow small businesses
- That hire employees
- Lives change
- Loans repaid, repeat!
Small Business Loans.
Big Impact.
In the United States, 99.7% of private companies are small businesses. California alone is home to more than 3.6 million small businesses - employing over half of the state’s private sector workers. But 50% of small businesses fail because they are unable to get the loan they need.
Many businesses are unable to access loans from traditional financial institutions because they are too young or too small. Opportunity Fund works to expand access to financial services.
Our borrowers enter the financial mainstream with microloans that build a positive credit history and provide the working capital needed to expand operations and hire or retain employees.
-
Median loan size*: $21,000
-
Total loaned (all time thru end of FY18): $322,574,074
-
Women business owners*: 910
-
Minority business owners*: 2,384
-
Low-moderate income borrowers*: 1,777
- Business survival rate: 90%
- Credit Score: 1/3 see 25+ point increase^
-
Jobs created or retained per loan: 3
-
Economic impact: $2 for every $1 loaned
*FY2018
^Borrowers receiving 2+ loans
Success Stories
-
Salt & Honey CateringOlivia
Olivia expanded her catering business with a $15,000 loan. -
CoolhausNatasha
Natasha was able to expand nationally with Opportunity Fund. -
El Huarache LocoVeronica
Veronica's dream came true with the support of Opportunity Fund -
Pinky Rose BoutiqueMarcia
A $7,500 loan from Opportunity Fund kept Marcia's boutique alive and growing. -
The Little MachinNoel
Noel went from a selling food from a trailer to a food truck with a $50,000 loan. -
ZyclefixIke
Ike met his worldwide demand for his bikes with a $45,000 loan. -
Smoke BerkeleyTina
Tina's barbecue business blossoms with Opportunity Fund -
Ale’s Bissu Makeup StoreAlejandra
Alejandra used a $10,000 loan from Opportunity Fund to open the makeup store of her dreams -
Ricky's Fish TacosRicky
Ricky's business and Twitter following grew with a $60,000 loan from Opportunity Fund. -
Paco CollarsAna
Ana launched her leather goods business with a $5,000 loan. -
La PlacitaEmilia
Emilia realized her mobile food industry dream with Opportunity Fund's help. -
Paradise FlowersRosa
Rosa grew her entrepreneurship and business with the help of Opportunity Fund. -
Outerlands CafeLana and Dave
Lana and Dave needed affordable financing to open their restaurant, Outerlands Cafe. -
Mexico BakeryMelchor
Melchor grew his business with help from Opportunity Fund -
Two Amigos Western WearAdolfo
Adolfo built the western wear store his community needed with Opportunity Fund's help.