of Californians have less than $500 in the bank


Join us in our work to improve the economic well-being of our neighbors by advocating for strong public policies that make a difference - locally and in Washington D.C.

Improving the economic well-being of working people takes more than great
financial products. That’s why Opportunity Fund is committed to advancing
public policy solutions that expand what works and fix what doesn’t.

Our Strategy Includes:

  • Research on best practices, key findings and trends in the communities we serve
  • Advocating for the needs of low and moderate income families, students & entrepreneurs
  • Educating public officials in Sacramento and D.C.
Coalition Partners

Assets and Opportunity Network

Coalition Against Payday Predators

California Microenterprise Association

California Reinvestment Coalition

Community Development Financial Institution (CDFI) Coalition

New Markets Tax Credit (NMTC) Coalition

Opportunity Finance Network

Opportunity Nation

Opportunity Fund and the Responsible Business Lending Coalition understand that the way small businesses borrow money is being transformed. Innovators are providing faster and easier ways to borrow, and increasing access to credit in communities that have been underserved. 

This transformation will achieve its potential only if it is built on transparency, fairness, and putting the rights of borrowers at the center of the lending process. 

To that end, we have identified the six fundamental financing rights that we believe all small businesses deserve. We encourage the entire small business financing industry to join us in upholding these rights.

Help low-income entrepreneurs help themselves, create jobs, and strengthen our economy.