Great article... just noticed my bias to Africa over Asia, will consider that in my next round of loans.
At first I had a majority of women and group of women entrepreneurs by a ratio of 9 to 1 but when I noticed that started paying more attention. Now I'm down to a 7 to 3 ratio but still with a preference to women who are breadwinners.
From the beginning I liked loaning to groups as I think they would motivate each other to work hard and be responsible.