Community Real Estate Lending

Why Community Real Estate Lending?
California ranks 50th out of 51 states (including DC) in terms of housing affordability, which means that the cost of housing is an enormous challenge for many of our clients. Most local residents spend more than one third of their income on housing, and many of our clients spend more than half.  Getting housing costs under control is the single most important factor in getting on the path to financial stability and savings.

How Does It Work?
We help foster healthy neighborhoods and healthy household budgets by financing safe and affordable housing, schools, healthcare clinics, and other community assets. Conventional sources of financing often cannot get these projects off the ground. We fill that gap.

What Are The Results?
We help individuals:

• Control their housing costs
• Access schools, healthcare clinics, and childcare services in their community
• Provide a foundation for low-income earners to succeed

Social Impact: See the facts and figures