Opportunity Fund at a Glance...

Here's the Problem
Hard work isn't always enough. For many working people, a solid economic foundation is simply out of reach. Consider these facts:

• A single parent with two kids in the Bay Area needs approximately $65,000 just to pay for basic needs.
• A minimum-wage earner in California working 40 hours a week has an annual gross income of $16,640.

One quarter of all families in the Bay Area is not self-sufficient. This means one in four families in the Bay Area has to make daily tradeoffs between paying rent, buying food, and staying healthy.

Who Do We Help?
At Opportunity Fund, we help our neighbors, the hard-working people getting by on modest wages in the Bay Area. Some are refugees from around the world. Some live in homeless shelters even while holding jobs. Others start businesses on the side to help make ends meet.  All of them share a determination to build a better life for their families.

How Do We Help?
We help our clients get a foothold and get ahead. We help them join the financial mainstream. We achieve this by lending a helping hand, through our award-winning approach that includes financial education, microfinance loans, matched savings accounts, and affordable housing financing.

We offer our clients an opportunity to take charge and a chance to change their lives.  Their successes are the proof: that a little help goes a long way.