Award-winning and innovative, Opportunity Fund is California's leading microfinance provider.

Opportunity Fund believes that small amounts of money and financial advice can help people make permanent and lasting change in their own lives, driving economic mobility and building stronger communities. We say “Yes!” to small business owners, low-income students, and families because entrepreneurship, education, and sound financial habits are proven pathways to greater economic opportunity.
Our strategy combines microloans for small business owners and microsavings accounts to help students pay for college and families save for a rainy day. As California’s leading microfinance provider, our team has deployed $516 million and helped more than 20,000 people since 1994.


Faces of opportunity


To advance the economic well-being of working people by helping them earn, save and invest in their future.

Opportunity Fund believes that everyone should have the chance to build a dignified life, regardless of their economic background. Our role is to help working families realize their dreams and move beyond worrying about how to live day to day. By investing in those who don’t have ready access to financial resources, we strive to break the cycle of poverty for good.

Core Values
core values


Message from CEO, Eric Weaver

Eric Weaver-OpportunityFund CEOAt the beginning - when Opportunity Fund was just an idea - we didn’t know if small amounts of money and financial advice could be enough to enable people to make big changes for the better. But I believed there was a way for working people to achieve life goals that once seemed out of reach, simply because they didn’t have the financial means or know-how. Over the last 20 years, we have seen individuals graduate from higher education programs, purchase homes, save at a higher rate than the average American, start small businesses that provide sustainable income and create jobs, and build assets for their families. Most tell us that they could not have done it without the help Opportunity Fund provided. But to me, it’s clear: all our clients needed was your belief in them and a chance to succeed.

I am proud that Opportunity Fund’s investors and staff recognize that entrepreneurship, hard work, and ideas—the pillars of Silicon Valley businesses—are also the pillars of its lower income communities. Together, we are building a diverse, vibrant community where opportunity, knowledge, and access to capital are within reach for everyone living in the Bay Area and Greater Los Angeles.