Financials

Investors
Thank you to our investors who provide the capital we use to make small business loans to entrepreneurs.
  • Banc of California
  • Bank of America
  • Bank of the West
  • BBVA Compass
  • Bridge Bank
  • California Community Foundation
  • Calvert Foundation
  • Capital Impact Partners
  • Capital One
  • Charles Schwab Bank
  • City National Bank
  • Community Foundation Santa Cruz County
  • Deutsche Bank
  • East West Bank
  • Everence Fund
  • First Bank
  • First Republic Bank
  • Goldman Sachs
  • Heritage Bank of Commerce
  • Manufacturers Bank
  • Northern Trust
  • Opportunity Finance Network
  • Pacific Western Bank
  • San Francisco Foundation
  • Silicon Valley Bank
  • Umpqua Bank
  • Union Bank
  • U.S. Bank
  • U.S. Small Business Administration
  • U.S. Treasury Department
  • Wells Fargo
  • W.K. Kellogg Foundation
  FY 2015 FY 2014
Assets
Cash 5,635,126 2,780,163
Investments 1,148,157 1,154,780
Restricted cash 8,665,161 9,824,283
Current Loans & Other Receiveables 13,654,777 10,936,298
Long Term Loans & Other Receiveables 21,591,430 14,022,849
Total Assets $50,694,651 $38,718,373
 
Liabilities And Net Assets
Current Liabilities 3,166,136 4,086,195
Longterm Liabilities 26,132,105 18,746,672
Solid financial health year after yearNet Assets 21,396,410 15,885,506
Total Liabilities and Net Assets $50,694,651 $38,718,373
 
Condensed Statement of Activities
Revenues
Contributed Revenue 9,696,731 7,197,002
Earned revenue helps cover our costs Earned Revenue 6,943,273 5,158,385
Interest on Cash and Investments 35,927 32,924
Total Revenues $16,675,931 $12,388,311
Expenses
Programs Expenses 8,857,169 7,518,651
Non-program Expenses 2,307,858 1,966,260
Total Expenses $11,165,027 $9,484,911
Increase in Net Assets 5,510,904 2,903,400
Download our full 2015 Audited Financial Statements